How Owner Financing Works
Three simple steps from application to keys in hand.
How Owner Financing Works
We cut out the bank and finance the home directly to you. Three simple steps to homeownership — no mortgage company, no endless paperwork, no waiting.
Apply in Minutes
Fill out our simple application — no credit check required. Tell us about your income, down payment, and where you want to live. You will hear back within 24 hours.
Choose Your Home
Browse our available properties across 7 states. Schedule a showing at any time. Once you find the right fit, we lock in your price — no bidding wars.
Close & Move In
We close through a licensed title company — just like a traditional sale. You receive a recorded deed and own the home from day one. Most closings complete in 7-10 business days.
Do You Qualify?
If you can check these three boxes, you are likely approved.
Down Payment
Cash, cashier's check, or wire transfer
Provable Income
W-2, 1099, self-employed, bank statements OK
Valid ID
SSN or ITIN accepted — no minimum credit score
No credit pull. No obligation. Takes less than 5 minutes.
Ready to Stop Renting?
Get pre-qualified in minutes. No credit check. No obligation. Your path to homeownership starts here.