Your Path to Homeownership Starts Here
Rent-to-own homes in Arizona, Michigan, Texas, Oklahoma, and Montana. No bank needed. Bad credit welcome.
How It Works
Three simple steps to your new home
Browse Homes
Explore available properties across 5 states. Filter by location, price, and type.
Get Qualified
Submit a quick application. No minimum credit score. We review within 48 hours.
Move In
Get approved, sign your lease, and start building toward homeownership.
Featured Properties
Our latest available homes
New Homes Coming Soon!
We're preparing new properties. Check back soon or apply to be notified.
Why Choose EZ Owner Finance?
No Bank Needed
We don't require bank financing or perfect credit. If you have steady income, you may qualify.
Build Equity While You Rent
A portion of your monthly payment goes toward your future purchase. Every payment counts.
Bilingual Support
Our entire process is available in English and Spanish. Apoyo completo en español.
5 States Served
Properties in Arizona, Michigan, Texas, Oklahoma, and Montana with more coming soon.
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What Our Residents Say
“After years of renting with no hope, EZ Owner Finance gave us a real path to own our home. The process was simple and they spoke our language.”
Maria G.
Tucson, AZ
Ready to Stop Renting?
Take the first step toward homeownership today. No credit score minimum. We review applications within 48 hours.
Apply Now