Apply for your home

No bank needed · flexible on credit · ITIN accepted. Takes about 5 minutes — then upload a few documents and we'll review within 24–48 hours.

Just exploring? Check if you pre-qualify in 60 seconds →

Which home are you interested in?

PropertyDon't see it? Pick "flexible" and tell us in the notes — we add homes often.

Choose your rent-to-own option

Pick the path that fits — nothing is locked in until we confirm everything together. Not sure? Leave it blank and we'll recommend one.

Your contact info

First name *Last name *Email *Phone *

About you

Current addressTime at current addressDesired move-in date# of occupantsPets?Reason for moving

Co-applicants

Applying with a spouse, partner, or roommate? Add them here — every adult's income counts toward qualifying, and each will complete screening.

Income & employment

Employment statusMonthly gross income ($) *EmployerJob titleTime with employerAdditional income (optional)Your credit range *

History & emergency contact

Current landlord nameCurrent landlord phoneEmergency contact nameEmergency contact phoneRelationship

I have had a prior eviction I have broken a lease before

Consent & signature

I authorize EZ Owner Finance / JK III Management to review my submitted documents and run a background & credit screening for this application. * I certify the information I've provided is true and accurate. * Optional: I'd like to receive helpful partner offers (credit building, rent reporting, insurance) that can help me qualify faster.Type your full name to sign *

Next: you'll securely upload your credit reports and bank statements or tax returns. Equal Housing Opportunity.